You've come across this article, so it is safe to assume you are looking for a mortgage team to help you secure a mortgage loan, or to assist you with your existing mortgage financing. Hopefully by the time you are done reading this, we have made your decision to work with us easy! This article will tell you what benefits we will bring you through the financing process, and into your new home.
We understand that purchasing a new property is a very large purchase, likely the largest purchase you will make in your life time, but we’re always looking for ways to give back and/or help in this process. Here are a few reasons why you should choose us to help you secure your mortgage loan product or solution.
The Mortgage Sweepstakes
These suggestions can help you avoid the stress and blockades that many borrowers have faced along the route to approval.
If you don't already know, getting pre-qualified is always the very first step that should be taken! However, even before the per-qualification, you need to make sure you have all your ducks in a row!
As of January 1st 2018, Canada's Uninsured home buyers will be required to qualify for their mortgage with an interest rate of the greater of the Bank of Canada (BOC) Rate, or 2% higher then the contract rate.
If you happen to be going through a separation or divorce, you need to be aware that there are mortgage products designed specifically to allow you to refinance your home in order to buyout your, soon to be ex, spouse.
Who knew having a small business could have so many benefits. By having an annual gross revenue below $10,000,000 you can have acess to $1,000,000 from the Federal Government.
How? By getting to understand CSBF, a loan designed just for you.